www.ikigaiportfolio.com, including the services we offer through it, is owned and operated by IKIGAI PORTFOLIO Private Limited. Ikigai Portfolio respects your right to privacy and is committed towards protecting your personal data. This Privacy Policy is meant to help you understand what data we collect, why we collect it and what we do with it.
Please note that by visiting and using www.ikigaiportfolio.com, you are agreeing to the use of your personal information as described in this Privacy Policy.
It is important that you read this Privacy Policy together with any other privacy policies or fair processing notice we may provide on specific occasions when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your data. This Privacy Policy supplements the other policies/notices and is not intended to override them.
If you have any queries or concerns regarding this Policy, please contact us at contact@ikigaiportfolio.com.
INFORMATION WE COLLECT
We need to collect and process some information for you to create an account on Ikigai Portfolio and use our services. Some of this information is a legal requirement of the Government of India. Other information is used to facilitate your use of the site such as knowing your taxpayer status so that we show you options that you are eligible to make as well as amounts in your local currency. Your information is also collected to provide better services to all our users. We use your information to communicate with you about your use of www.ikigaiportfolio.com, to inform you about updates to your account, establish direct discussions with selected Crowdfunding Partners/ NGO Partners and generally maintain your accounts with us. We also use this information to prevent or detect fraud or abuses to our website or to the services made available through it.
The Platform is not intended for children and we do not knowingly collect data relating to children.
Here are the types of information we gather:
INFORMATION YOU SHARE
The information we learn from our users at the time of creating an account and joining the Ikigai Portfolio community, which includes your name and your email address.
We also collect the information shared by you, which includes your username, information that you submit to Ikigai Portfolio in the form of comments, contributions to discussions, or messages to other users, any personal information you choose to include in your “My Profile” page (e.g. your photo) and any profile/photo information available, if you choose to create an account with our website using any authentication providers like Facebook, through their application - programming interface (API). We request you not to include any identifying features/ personal information in your username like your last name, address etc. If your username with Facebook (or any other third party authentication provider) contains identifying information, we recommend you do not use such third party facilities to connect to our website, instead create a www.ikigaiportfolio.com account in the standard way. We reserve the right to reject usernames that are offensive, defamatory or which we otherwise think are unsuitable.
LOG INFORMATION
When you use our services or view any content provided by Ikigai Portfolio, we automatically collect and store certain information in our server logs. This may include:
INFORMATION THAT IS PRIVATE
This information will not be publicly displayed or revealed to other users. This may include:
When you use our services or view the content provided by this website, your IP address is automatically logged with us. We keep a record of each user's activity by reference to the IP address of the internet connections you use to access www.ikigaiportfolio.com. These logs enable us to locate users who breach the Terms of use of this website. It helps us take adverse action against such users by refusing access to our website. If you are concerned that we have blocked an IP address that you use to access our website in error, please contact us at contact@ikigaiportfolio.com.
Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data).
We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:
We also collect, use and share Aggregated Data such as statistical or demographic data for any purpose. Aggregated Data may be derived from your personal data but is not considered personal data in law as this data does not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this Privacy Policy.
We do not collect any Special Categories of Personal Data about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health and genetic and biometric data), nor do we collect any information about criminal convictions and offences (unless you are a Crowdfunding Partner/NGO Partner and we are collecting data for rating your organisation and wherein we will take your consent to conduct a background check if the organisation has been blacklisted in the future or any of its board members/founders/chief functionaries or key management staff have pending criminal cases or convictions against them).
IF YOU FAIL TO PROVIDE PERSONAL DATA
Where we need to collect personal data by law, or under the terms of a contract we have with you and you fail to provide that data when requested, we may not be able to offer the services that we aim to. In this case, we may have to cancel the service you have with us but we will notify you if this is the case at the time.
HOW WE COLLECT PERSONAL DATA
We use different methods to collect data from and about you including through:
You may give us your identity and contact information by using our Platform. This includes personal data you provide when you:
As you interact with our Platform, we may automatically collect technical data about your equipment, browsing actions and patterns. We collect this personal data by using cookies, server logs and other similar technologies. The session timeout duration on Ikigai Portfolio is 14 days.
We may receive personal data about you from various third parties and public sources as set out below:
HOW WE USE INFORMATION WE COLLECT
We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following circumstances:
Generally we do not rely on consent as a legal basis for processing your personal data other than in relation to sending third party direct marketing communications to you via email or text message. You have the right to withdraw consent to marketing at any time by contacting us.
We use the information we collect to manage your accounts and communicate with you.
Your email address is not publicly displayed on our website. Your email address is used to send you e-alerts when there is activity on a project that you have created or are supporting, to send you news-letters from time to time regarding the activity and content on our website, and to otherwise communicate with you.
We also keep a record of all your email communications to solve any issues you might be facing.
Your name is not publically displayed on the website unless you choose to display your name rather than your username, when you support a project/not for profit. Unless you pledge/donate anonymously, your name as shown on your bank account or in Ikigai Portfolio’s records is shared with the Crowdfunding Partner/NGO Partner by our payment processors when your funds are transferred from your account. It may also be shared by Ikigai Portfolio to the Crowdfunding Partner/NGO Partner if they need to fulfil certain obligations/commitments made to their donors.
INFORMATION SHARED ONLY WITH CROWDFUNDING PARTNERS/NGO PARTNERS
On choosing to support a project/not for profit, you are publicly identified by your username and your photo/ Facebook profile picture, if any. No other information in your profile is made publically available by us without your consent. Once you have made a donation/contribution to the Crowdfunding Partner/NGO Partner of your choice, your username is made available to them so that arrangements can be made for them to fulfil any obligations/commitments towards their donors. By using or continuing to use this site or by choosing to support a Project / not for profit, you agree that your personal details (as given to the Crowdfunding Partner/ NGO Partner) can be used in relevant circumstances.
COOKIES
Cookies are files or pieces of information that may be stored on your computer (or other internet enabled devices, such as a smartphone or tablet) when you visit our site. A cookie will usually contain the name of the website from which the cookie has come from, the “lifetime” of the cookie (i.e. how long it will remain on your device), and a value, which is usually a randomly generated unique number/email id.
We use cookies to make the site easier to use and to better tailor the experience to your interests and needs. Cookies may also be used to help speed up your future activities and experience on our site. We also use cookies to compile anonymous, aggregated statistics that allow us to understand how people use our site and to help us improve their structure and content.
The Help menu on the menu bar of most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie and how to disable cookies altogether. However, by deleting our cookies or disabling future cookies you may not be able to access certain areas or features of our site. By using our website, you are agreeing to the use of cookies.
In some special cases we also use cookies provided by trusted third parties. This site uses Google Analytics and may also use some of the most widespread and trusted analytics solutions on the web for helping us to understand how you use the site and ways that we can improve your experience. These cookies may track things such as how long you spend on the site and the pages that you visit so we can continue to produce engaging content.
For more information on Google Analytics cookies, see the official Google Analytics page.
INFORMATION WE SHARE
Information about our customers is an important part of our business and we are not in the business of selling or renting it to others. We take securing your data and preserving your privacy very seriously. We never post anything to your Facebook, Twitter, or other third-party accounts without your permission.
We share customer information with other service centres that we own or operate and other third party sites that are affiliated to Ikigai Portfolio in order to better integrate their services with ours. They are subject to this privacy policy and any other confidentiality and security measures as may be appropriate.
As per your customer communication preferences, your personal information will be communicated to our partner sites for them to send you communications regarding their goods and services.
If Ikigai Portfolio is involved in any merger, acquisition or asset sale, we will continue to ensure the confidentiality of any personal information, being subject to this privacy policy.
We will release personal information to other companies, organisation, government or regulatory authorities when we believe that such release is appropriate to comply with the applicable law, to enforce applicable conditions of use and other agreements, to prevent or otherwise address fraud, security or technical issues, to protect the rights and property of Ikigai Portfolio, our users and others.
We may share non-personally identifiable information publicly and with third parties - like investors, advertisers or content distributors. We may also disclose the information for the purpose of maintaining and understanding user analytics and behaviour on this site. For example, we may share information publicly to show trends about the general use of our services.
Other than as set out above, you will receive notice when information about you might go to third parties and you will have an opportunity to choose not to share the information.
ACCESSING AND UPDATING YOUR PERSONAL INFORMATION
Ikigai Portfolio gives you access to information about your account and your interactions with Ikigai Portfolio. If you find the information to be wrong about you or if you wish to update/edit your personal information, we provide for you to do so by enabling you to adjust or update the information on your profile page.
It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us.
If you don't want to receive our e-alerts or newsletters, you may edit your setting from your profile page and by selecting edit settings.
If you don't wish to receive messages from other Ikigai Portfolio members, you can disable this function by visiting the edit settings page.
If you wish to get access to your personal information or clarify queries that you may have about your right of access, please get in touch with us at contact@ikigaiportfolio.com. You may be required to pay a nominal fee at the time of making a request to access.
INFORMATION SECURITY
We work to protect the security of your information during transmission by using Secure Sockets Layer (SSL) software as required by the relevant laws. This technology encrypts information you provide as it travels through the internet and protects each transaction made on the website, so that your password or information cannot be viewed by anyone else using the internet.
If you decide to support a project/not for profit by making financial contributions to it, you are routed to a safe and secure transaction process provided by our certified payment gateway partner. Further you will be taken through the payment service provider’s/financial institution’s/credit card card/debit card service provider’s password protection process to prevent any misuse of your credit/debit cards, wallet or UPI details. The details of your credit/ debit card and other payment methods are not shared with anyone including Ikigai Portfolio.
LINKS TO OTHER WEBSITES
The Platform may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our Platform, we encourage you to read the privacy notice of every website you visit.
CHANGES
We may make changes to this Privacy Policy at any time, at our discretion. We may notify you by posting it on this page. Any changes will take effect from the date of the modification of this page. Your continued use of our website after the change implies that you have consented to be bound by the modified terms.
YOUR LEGAL RIGHTS
Under certain circumstances, you have rights under data protection laws in relation to your personal data. You have the right to:
Request access to your personal data (commonly known as a “data subject access request”). This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it.
Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.
Request erasure of your personal data. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully exercised your right to object to processing (see below), where we may have processed your information unlawfully or where we are required to erase your personal data to comply with local law. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.
Object to processing of your personal data where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedom. You also have the right to object where we are processing your personal data for direct marketing purposes. In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which override your rights and freedom.
Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios: (a) if you want us to establish the data’s accuracy; (b) where our use of the data is unlawful but you do not want us to erase it; (c) where you need us to hold the data even if we no longer require it as you need it to establish, exercise or defend legal claims; or (d) you have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it.
Request the transfer of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you.
Withdraw consent at any time where we are relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.
DISCLAIMER
Ikigai Portfolio shall endeavour to put up only such information on the site, as it has verified from the NGOs, or otherwise as being true to the best of their knowledge and belief. However, Ikigai Portfolio does not accept any liability due to inaccuracy of information or data provided on this site. Any liabilities arising out of any act or omission by a visitor to this site, by relying on or using the information provided on this site, shall be solely to the account of such visitor.
Ikigai Portfolio will strive to ensure that the NGOs send tax exemption certificates and feedback reports to the donors within reasonable time limits. Ikigai Portfolio shall exert reasonable influence at its command, including withdrawal of non-compliant NGOs from the site, if, in its opinion, the situation merits such action. However, Ikigai Portfolio is indemnified by donors on this site, from any liabilities arising out of any kind of non-compliance by the NGOs.
Ikigai Portfolio disclaims any liability, legal or otherwise, that may arise due to the act, omission or otherwise of any visitor to this site, or caused by the same. Visitors to the site acknowledge that Ikigai Portfolio is purely a “facilitator” for transactions between the NGOs and visitors, and as such, stands indemnified from any liabilities that may arise due to the same.
Visitors also acknowledge that visiting this site is an implicit acceptance of this disclaimer on their part.
Email: contact@ikigaiportfolio.com